Dealing with financial problems isn’t easy for anyone, but those problems are often compounded by a negative mindset. Of course right now you may be wondering how it is possible to avoid being negative during a time when your finances are in a shambles, but there are several coping mechanisms that can help you get your mind out of the negative, self-defeating rut you’re in:
Focus on solving the problem. One of the main reasons people feel so down during a financial crisis is because they spend too much time looking backwards. You’ll never be able to move forward if you’re not facing to the front, so wrench your eyes away from what’s in the past and focus on the present and the future. What can you do to solve the problem? When you begin to pour your mental energies into solving the problem, the negative mindset will begin to drift away as you find more empowering things to do with your mind.
- See the current financial crisis as a gateway to opportunity. Many people really discover who they are when the job they’ve been “comfortable” in is suddenly gone. Life should be about much more than simply being comfortable. It should be about doing what you were meant to be doing. You’ll be surprised at how much more money you can make doing something you really love to do.
- If the negative thoughts seem to be overwhelming your mind, take some time to clear them. Most people have at least one activity they can do that takes their mind off of whatever is bothering them. Meditation on an empowering thought or inspiring quote can be very helpful as well. Just spend your time focusing your mental energies elsewhere, and the more inspiring or positive the thing you’re focusing on, the better off you will be.
- Try out some positive affirmations. The way we feel is largely driven by what we believe, and often the more you say something, the more you believe it. Try repeating some positive affirmations to yourself. “I will recover from this and be more successful than ever.” “My financial situation will turn around.”
- Use your financial setback to learn how to respect money. Often when you’ve been financially successful for a long time, it’s easy to lose sight of just how valuable money is. Difficult times show us what’s really important in life and can help us weed out the unimportant things if we allow them to. When your cash supplies are limited, you’ll be much more careful about how you spend your money. Let this be a lesson on what’s truly important so that you can get your life back on track with what really matters to you.
Few people will avoid a bad financial situation for their entire lives, but you don’t have to be a victim to the negative thought stream that can accompany a crisis dealing with money. When you change what you think and believe, you can change your world—no matter how bleak it looks.